Economic Development in Singapore

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Singapore's history is one of riches and romance spice trading and piracy, colonialism and growth. In the 7th century, she was the Temasek, the trading center of Sumatra's ancient Srivijaya empire.

In 1963, Singapore was part of a political and economic alliance formed between the Federation of Malaya, Sarawak and North Borneo which is now Sabah under the nation of Malaysia. This alliance, proposed by the Malayan Prime Minister Tunku Abdul Rahman, was called Malaysia, and proved to be short-lived.

In 1965, Singapore separated from the Malaysian Federation to become an independent republic. Over 45 years, Singapore has relentlessly pursued the goal of becoming Asia's Pre-eminent center for tourism, trade and finance, by developing education and technical training programs, investment strategies, aviation and environmental policies.

Now the small island republic of only 633 square kilometers, boasts the world's busiest port and an airport served by over 70 of the world's major airlines, serving more than 21 million airline passengers year. This diamond-shaped island is only 224 square miles with the population of 6 million.

As a major tourist destination, Singapore welcomes an average of 12,000 visitors each day.

Singapore has a highly developed market-based economy that depends heavily on exports and refining imported goods, especially in manufacturing, electronics, petroleum refining, mechanical engineering and biomedical science sectors which could in the website in Wikipedia.

This nation is a good example of model urban planning and a former colony of Great Britain, it is a tiny city state. It is a member of Association of Southeast Asian Nation or known as ASEAN. Singapore is a major international hub in whole Asia, it is positioned on many sea and air trade routes.

Slum areas were eliminated and the urban planners have been knowledgeable about the planning experiences in other parts of the world especially in Western Cities.

It is hoped that major cities in the Philippines such as Manila, Cebu, and Davao can learn a lesson from Singapore.

Why Not Learn About the Business Cycle and Policy Making Manipulation in Economics

Most people do not really understand the economy, business cycles, how the Federal Reserve works or how on Earth this terrible crisis occurred that ended up taking down the whole world, causing the global crisis we are now in. But in case you are one of them, and if you care to learn a little, might I be so bold as to recommend a very good book to you?

"Meltdown - A Free Market Look at Why the Stock Market Collapsed, the Economy Tanked, and Government Bailouts Will Make Things Worse" by Thomas Woods; Regnery Publishing (2009)

Woods is very critical of politicians that tell us that it is the "Free Market that failed" as he says; NO, that's just not so. So what was the government's role in this, well consider the Community Re-investment Act, Freddie Mac, Fannie Mae, and the Federal Reserve System and their manipulations and intervention of the moving market to achieve the desired results.

This book boasts that it answers the following very important questions: (1) Which brave few economists predicted the economic fallout--and why nobody listened; (2) What really caused the collapse; (3) Why the Fed--not taxpayers--should have to answer for the current economic crisis; (3) Why bailouts are band-aids that will only provide temporary relief and ultimately make things worse; and (4) What we should do instead, to put our economy on a healthy path to recovery.

And I would submit to you that he's done a very good job of showing how our manipulation of the business cycles is nothing more than a scam at times. The author says that the people that believe in Freedom are the smartest people in the world. And you may recognize his name, as he also wrote the bestselling book; "The Politically Incorrect Guide to American History."

He is a free-market guy, and rightfully so, best of all he writes with conviction in an easy to understand format that even a novice can comprehend. I very much recommend this book to you. Think on This.

Lance Winslow enjoys community philanthropy - Lance Winslow likes small business. Lance Winslow has also been involved in the Oil Industry; http://www.oilchangeguys.com/aboutus.shtml.

Suze Orman Shares Investing Common Sense With Women & Money

Women & Money ~ Owning the Power to Control Your Destiny

Money is a topic you either embrace or avoid. Orman's book delivers straight talk on investing for women and building individual wealth.

Personally I've always known just enough about investing to put some money away each month and I rely on financial advisers to steer me in the right direction.

Suze shares a candid look at her life and how she got to where she is now. Plus she offers a no nonsense approach to making sure women begin to really think about taking care of their own business.

With an uplifting vein of optimism about what is possible throughout the book, Orman successfully illustrates traits and tactics to help women thoughtfully approach investing.

Orman's 8 qualities of wealthy women have been shared on national talk shows and cannot be stressed enough.

Qualities 1 and 2 are harmony and balance. These are said to be the most important qualities because they are the foundation for all other qualities.

Quality 3 is courage. Orman writes that "Courage gives harmony expression. When your thoughts and feelings are one, courage helps you manifest them in the form of words and actions."

Quality 4 is generosity. Orman points out that women tap into this almost too quickly. We tend to be overly generous with our time, support, love and money. The true measure of generosity, according to Orman, is being able to allow money to come into your hands and out through your heart.

This was a concept I can relate to. Orman challenges women to look at why and what they give and how it makes them feel. She also offers six rules for giving (but, you'll have to grab a copy of the book to find out what these are).

Quality number 5 is happiness. According to Orman when you find the courage to live your life in harmony and balance, you understand and practice generosity, happiness will spontaneously appear.

And perhaps the most important point she shares about happiness is this; "Happiness is not a luxury. It is a necessity for true wealth."

Quality number 6 comes in the form of wisdom. Who doesn't want to be wiser?

According to Orman, wisdom is more than intellectual and not directly related to education. Wisdom is an express result of tapping into your core beliefs to make the right decisions for yourself.

The 7th quality is cleanliness and is all about the importance of order and organization. A laundry list of situations that subtract from your wealth status include;

- Not knowing where your money is
- Not having a systematized filing system for important documents
- Pulling crumpled bills and receipts out of your purse
- Maintaining a vehicle that looks like a garbage can
- Having closets that are filled with junk and clutter.

I am sure most of us can relate to at least one area we need to work on. I have to admit, as organized as I am, I could relate to a couple of those scenarios. Orman's philosophy really makes sense and I've corrected my personal problem areas. My first order of business was donating clothing I had not used or worn in the past year to charity.

The final quality is beauty. Orman ties all the qualities together by noting beauty is what you achieve when all the qualities are combined.

To some it may seem strange that the qualities of wealthy women are included in a book on investing. However, if you personally don't possess the qualities it will not be as easy for you to achieve your wealth potential.

In addition to the foundational building blocks Orman shares solid advice on choosing the right investor, the importance of having one personal savings account in your name only and discusses investment options in layman's terms so anyone can get started right way.

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70 Million Baby Boomers, Eh? Sounds Like Opportunity to Me!

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Folks have been talking about the paradigm shift coming to the United States as the Baby Boomers grow older and retire. Social Security will soon collapse, it was scheduled for 2042, but it will occur a decade sooner. When social security was really working well, 17 people were working for every 1 person in retirement, good stuff, no problems. But in a less than a decade there will be one retired person and only 1.9 people for each still working. Obviously, that is not going to work out mathematically.

Many have talked about what is to come, and it has already happened in Japan with their post economic boom. With an aging population, the workforce is having trouble holding up the economic expansion and with zero growth, it is tough to supply the needs of the civilization. Europe is next and then the US after that. Brilliant minds like Ken Dychwald have been discussing this for years.

There is also an interesting book out now called; Futurecast" by Robert Shapiro, which is a remake of all the previous studies, research and works on this subject. Having read all the data on demographics and this coming shift, I do recommend the folks above, but would also like to recommend another economic book on this topic:

"Boom, Bust & Echo; How to Profit from the Coming Demographic Shift" By David K. Foot with Daniel Stoffman; Macfarlane, Walter & Ross, Toronto, Canada; 1996.

He discusses real estate crisis, investing issues, social security problems, retail sales, manufacturing problems, retirees younger longer and how our retirement cities will grow and be so much different than the past. He discusses the crisis in Health Care, which we are now seeing over a decade later, all great predictions, he did not miss any and there are a few more to come too.

He speaks to the Canadian problems that mimic the US population and what it means to our Northern neighbors. The appendix is a lot of data that will scare the bejesus out of any leader or economists trying to figure out how to fix the problem. You need to read this book, it's a quick one, only 210 pages, but it will blow you away.

"Lance Winslow" - Lance Winslow's Bio. If you have innovative thoughts and unique perspectives, come think with Lance; www.WorldThinkTank.net/.

Economic Development in the Philippines

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At present, former President Gloria Macapagal Arroyo is leaving her position, this time, it will be another chapter. Today it is President Benigno "Noynoy" Aquino who is the 15th President of the Republic of the Philippines that takes over the economic development of this nation... Although there are many issues to be tackle when we are dealing with economic development.

This development is based on the aspects where they belong to our country.

The economic aspect there is based on the purchasing power of people while social aspects is based on life expectancy at birth and adult literacy which is known as educational attainment.

The question still exist in the nation's community development.The way we see it, why do most Filipinos choose to leave their homeland and live and work elsewhere?

Based on my findings and observations including opinions here is what I discover.

First, I found out that when they apply jobs after their graduation, it was resulted to lack of good-paying jobs because there are more job opportunities abroad and the standard of living is better in most countries than in the Philippines. Most of all, the salary is much higher in other countries which is true in terms of actual job.

Second, the fulfillment of the dreams because most Filipino people choose to leave their homeland and live and work elsewhere because they want to fulfill a childhood dream.

Third, there is a feeling of desperation because the Philippines compare to well-developed countries is backward in many ways and seems hopeless in getting away from a culture of corruption that most Filipinos want to leave the land of their birth to work and live in other countries where they could find peace and prosperity.

Before I end this article, the recommendation for this issue is the Filipinos will develop as long as there is no corruption in the society because it affects the future of Filipino people.

Corruption must be eliminate at all cost and we don't need to borrow money from other countries in order to avoid foreign debts to other countries.

I hope the present Aquino administration in year 2010 will fulfill his dreams to the Filipino people in order to improve the economic development.

Is Ron Mueller the Next Matthew Lesko?

His name may sound kind of familiar, but His wardrobe gives him away every time - his trademark "question mark suit;" you know the one covered with neon question marks, his mismatched bright socks, wild bow ties and a seemingly inexhaustible collection of eyeglasses in every color of the rainbow.

Matthew Lesko Is the best-selling author and infomercial host, who has published over 70 books showing everyday people how to get free services and products from the federal government. He has had two New York Times best-sellers and two national best sellers, Getting Yours and Information USA.

Twenty years ago, Matthew Lesko was working out of his bedroom with one phone line helping Fortune 500 companies get information on commodities. One day he had an idea: why not publish the names and numbers of federal programs that offer free and low cost services and money programs for taxpayers.

Ron Mueller is doing for the home-based entrepreneur, with the 5th edition of his #1 New York Times best selling book, "Home Business Tax Savings Made Easy!," (formerly titled, "It's How Much You KEEP that counts, not how much you make!") what Matthew Lesko has done for the public with his grant information; which is to take the laws written by congress and the IRS and place them in one easy to find, easy to read reference guide.

Ron Mueller uses everyday language to convey his simple message, as a w-2 employee, without a home-based business, you are overpaying your taxes week after week, month after month, year after year. Every American should willingly pay our taxes we just don't need to over pay them.

So are all those tax breaks, so frequently touted by & to would-be entrepreneurs, for real or what? Unequivocally YES! They are most assuredly for real, they're NOT "loopholes," "tax dodges," or "tax avoidance schemes." They're honest, ethical, legal tax breaks, which are Authorized by Congress, Published in the IRS Code, and Approved by the Federal Tax Court.

One of the common misconceptions many home-based entrepreneurs share however is that their accountant or tax-preparer has received specialized training in home business tax laws.

According to Dr. Mueller, that be couldn't further from the truth, "An understanding of home-based business tax law is not taught in most accounting schools, and isn't even tested on the CPA exam! So, simply finding a person with CPA after their name is no indication whether they do, or don't, know ANYTHING about home-based business tax law. In most cases they will only know if self-taught."

"If I need surgery I would seek out a specialist. I now know that I need to do the same thing for tax preparation. The right surgeon can save my life. The right tax advisor can save my financial life."

How important is this guide to the average American? Quite simply stated by best-selling author and entrepreneur, Robert Allen, in the introduction to, "Home Business Tax Savings Made Easy," "everyone with a home-based business needs this book. Anyone without a home-based business needs it even more."

Dr. Mueller spent 12 months researching every tax code, congressional law or federal court ruling that pertains to home-based businesses and then another 6 months translating all of that into plain English.

Why?

Because everyone thinks they pay too much in taxes, but most people are unwilling to do anything about. This book removes the, "I didn't know" excuse from our vocab.

If you're a Network Marketing Professional who's not using the information contained in the pages of "Home Business Tax Savings Made Easy," to explain to your potential business partners the exact nature of their tax advantages - you're working way too hard.

Let's get real - What's the #1 reason most people are looking to join your business in the first place? Correct, they need more money - usually right away! Not now - RIGHT Now.

Imagine being able to flip to page 169 & showing your prospective partner how they can change the number of allowances on their w-4 and increase their take home pay as soon as their next pay period. If you believe that this would be invaluable to your business then you need to own this book.

But, don't make the mistake of thinking this book is solely for Network Marketers. If you own & operate, or are looking to own & operate any type of business, full or part-time, from your home, this book belongs in your reference library as well!

Derrick Carpenter, Home Biz Tax Coach

A home-based business offers the best tax savings strategy available to the average American. http://homebiztaxbreaks.biz/
The More you Know the Less you Pay.

Follow my "tweets" on twitter: http://twitter.com/homebiztaxcoach

Worried About Hyper Inflation? Maybe You Should Think on It

The United States has been busy printing money and we've been selling Treasury Notes, luckily we are borrowing at a low interest rate, but we are also putting ourselves in debt and printing money and forcing it into the economy at a rate never before seen. The Stimulus of 787 Billion Dollars and some $2 Trillion for financial bailouts; all this money flow will cause an inflation challenge in the future. So, let me recommend a very good book to you:

The Great Inflation and Its Aftermath - How Reagan and Volcker Tamed Economic Policy - and Why Obama Should Listen" by Robert J. Samuelson; Random House, New York, NY (2008).
It is also available to be loaded onto your Kindle "The Great Inflation and Its Aftermath: The Past and Future of American Affluence" for the low cost of $14.00
This book reminds us of the problems with high-inflation during 1960 to 1982. Most younger folks have no clue why this is. Things were pretty bad in the 1970s and stagflation was even worse, in fact things were so bad that President Jimmy Carter lost the election.
Samuelson, a columnist for Newsweek and the Washington Post reminds us also that inflation is not so much only an economic problem, as it destroys confidence making it more social and political that one might think. One interesting quote was one by Lenin, who stated that the best way to destroy a democracy is to debase its currency. Indeed, think on that for a minute.
I'd recommend this book to anyone who is wondering if the current direction of our nation's leadership and economy is a wise choice. Consider all this.

Lance Winslow enjoys community philanthropy - Lance Winslow likes small business. Lance Winslow has also been involved in the Oil Industry; http://www.oilchangeguys.com/aboutus.shtml.